Friday, September 2, 2011

Cloth Diaper Snowball plan

Cloth Diaper Snowball Plan 



Say you are currently using disposable diapers for your baby but, you really would like to make the switch to cloth diapers. However you don't have enough cash to buy enough cloth diapers all at one time to do a complete switch. That's OK! You can still start now!

I'm taking this concept from Dave Ramsey's Debt Snowball plan and applying it to cloth diapering.


Month one. Buy one cloth diaper. You can pick any brand that you can afford right now. This may be a prefold or a more expensive brand or maybe something in between like an economy line.

Going with the mid cost economy line. You paid $7.99. Use this diaper each day in rotation with your disposable diapers for one month. Each day you use this diaper for just one diaper change, you have saved yourself approx. 25 cents. After one month, you have saved 30 changes which is $7.50 plus tax. Your cloth diaper paid for itself! That is enough to go buy another one the next month without spending any extra. Now month two you have $7.50 plus tax saved from month one. Go buy your second cloth diaper with that money saved. Now you have two cloth diapers for month two so you have twice the savings on month two, $15. Now Month three you have $15 dollars saved so you can buy TWO diapers this month. You now have 4 diapers by month 3. So month 3 you save $30. Now for month can buy FOUR cloth diapers! Now you have 8 cloth diapers in just 4 months. Do you see how this works? It builds and builds and before you know it, you are not buying disposables AT all and it is all savings. The only month you spent money out of pocket was month 1 and only $7.99. Each subsequent month you bought diapers with your savings.  So in a sense, you can build your entire stash for just $7.99!!

1st month-Buy 1diaper
2nd month- Buy 1 diaper with savings from not using your disposables for 1 change a day. You now have 2 diapers by month 2.
3rd month- Buy 2 diapers with your savings. You now have 4 diapers by month 3.
4th month-Buy 4 diapers with your savings. You now have 8 diapers by month 4.
5th month-Buy 8 diapers with your savings. You now have 16 diapers by month 5.

Note: you can do this with any diaper/cover and any amount you are comfortable starting with. This is just an example of  how you can start with just one and build up. The pace you go and the amount you start with depends on your own personal goals. 





5 comments:

  1. This is basically what I am doing, only on a little larger scale.

    Last month I had only a few disposable diapers left, and it was time to buy the big $42 plus tax disposable box from Sam's...and more wipes. Instead, I used $50 to buy 5 EUC pockets and cut up some spare flannel for wipes. Now, they have paid for themselves in only a month, and I am looking to buy that many more! The savings is a little better with a bigger number of diapers (and TWO in diapers that I have). They are only in diapers so long too, so maybe a couple diapers instead of just one for laundry's sake and better savings. Great idea to put it into words.

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  2. Yes i was also using disposable diapers for my baby tina she is just 3 months old and got diapers rashes so i switch it to cloth diapers now i am happy and tina is also rashes free. Cloth diapers exist as an economic, environmentally-friendly choice for my baby. I just love this post. Thanks
    Baby cloth diapers

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  3. Cloth diapers easy to care. cloth diapers are less expensive & can save your good amount of money. when you are choosing diaper, you should choose the right cloth diaper for your little one.
    Cheap Cloth nappy Australia
    http://www.minkiebaby.com.au/

    ReplyDelete
  4. Cloth Diapers is a reusable diaper which is made from natural fibers and man-made materials.

    Cloth Diapers will save your money. It will be your budget friendly. The diapers can be reused for your children

    ReplyDelete